Buy With Confidence.

Readiness is about more than just finances. We'll look at your credit score, savings for a down payment and closing costs, your income stability, and your personal goals. I'll give you an honest assessment and help you build a plan if you're not quite there yet.

It depends on the loan type. Conventional loans often require 3–20%, FHA loans as little as 3.5%, and VA/USDA loans may require $0 down for qualified buyers. Many first-time buyer programs in Georgia also offer down payment assistance. Let's find what works for your situation.

Pre-qualification is a quick estimate based on self-reported information. Pre-approval is a more formal process where the lender verifies your income, assets, and credit. In a competitive market like Atlanta, sellers take pre-approved buyers much more seriously.

From pre-approval to closing typically takes 30–60 days once you have an accepted offer. The search itself varies — some buyers find a home in days, others take months. The key is being prepared so you can move quickly when you find the right one.

Absolutely — and I always recommend one. A professional inspection reveals issues you may not see on a showing. It's one of the most valuable investments you can make in the buying process, and it protects you from expensive surprises after closing.